Business How realistic does a supermarket need to be? Study examines consumer research methods Digital targeting creeps out customers Closing bank branches opens opportunities for scammers, research finds Good samaritan or bad: Research supports a more nuanced view of international monetary fund reforms Low fertility may not be an economic threat, researchers argue Time to retrain? How to future‑proof your career in the AI age On-demand pay access spurs savings for low-wage workers Workers who love 'synergizing paradigms' might be bad at their jobs Use of buy-now-pay-later loans rising most rapidly among middle-aged households, UK survey finds 'Fast-paced, fit, agile': Ableist words in job ads decrease applicants Women more likely to choose wine from female winemakers Companies see up to 700% return on political investments Q&A: Online degrees viewed more positively post-pandemic, research finds Flood losses often come every five to 20 years; here's how insurance could adapt Growing more complex by the day: How should journalists govern use of AI in their products?